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Table of Contents (The lead rear-ended the other party after they abruptly slammed on their brakes. The police report determined the other party to be at fault, but the lead's own insurance disagrees and says he is at fault. (Insurance too) -We would go by police report. (The lead rear-ended the other party after they abruptly slammed on their brakes. The police report determined the other party to be at fault, but the lead's own insurance disagrees and says he is at fault. (Insurance too) -We would go by police report. incident law enforcement